Getting started
What to gather before pre-approval
A practical checklist for your first conversation.
View the checklistFlorida Home Loans
Homeownership,
Made Clear.
Home loans for Florida buyers, from first questions to closing.
Have questions first?
Just ask.
Danika Martinez, NMLS #1757786
Nearly a decadein mortgage processing
Florida
Homebuyers
Homebuyers
FHA · VA · Conventionaland Jumbo loans
First-Time
Homebuyers
Homebuyers
First-time buyers
Buying your
first home?
I especially enjoy helping people buy their first home. The guide covers what to do before you shop, what happens at pre-approval, and what to gather.
Read the first-time buyer guide
About me
Hi, I'm Danika.
I'm a Port St. Lucie native and a mortgage loan originator. I worked in mortgage processing for nearly a decade, so I know what underwriters look for. I especially enjoy helping people buy their first home.
Meet Danika →Port St. Lucie
is home.
DanikaMortgage Loan Originator
NMLS #1757786
East Coast Mortgage Lenders
NMLS #1757786
East Coast Mortgage Lenders
Loan Options
Loan types
at a glance.
Each loan has its own requirements and tradeoffs. The loan guide lays them out side by side.
Compare loan options
The Process
From application
to closing.
01
Let's talk
We go over your goals, budget and loan options.
02
Get pre-approved
You apply and share income, assets and debts.
03
Find your home
Shop for a home with your pre-approval.
04
Loan processing
Underwriting reviews your file.
05
Closing day
Get your keys and celebrate!
Resources
Before you
apply.
Short guides on what to gather, what goes into a payment, and how loan types differ.
Explore All Resources →Your payment
What goes into a monthly payment?
What principal, interest, taxes and insurance cover.
See the payment breakdownReady to start?
Let's talk numbers.
Send me your questions first, or apply online when you're ready.
Phone or text 772-626-8790 · Email danika@ecmortgagelenders.com
Ready to apply?Start Your Application (opens in a new tab)